Retail Insurance Created with Your Business in Mind

Made just for you.

A Fresh Approach

An insurance industry stuck in the past deserves a little pick-me-up. Our goal is to improve your insurance-buying experience, and make it as quick, easy and painless as possible.

It’s Up to You

You’ll soon [is this service available now?] be able to manage your retailer insurance policy and have access to your documents whenever, wherever you are. Your client portal will allow you to manage your coverage instantly, without having to schedule appointments with agents or contact insurers.

Insurance for YOU

If you run an online retail store or a food-related business (including bakeries, cafes, tea shops and fast food joints), we can work with you to provide the best retail insurance coverage. 

Amazon Sellers
Bakeries
Bridal Shops
Bubble Tea Shops
Building Materials
Cafés and Coffee Shops
Candlemakers
Cannabis Retailers
Clothing Stores
Confectionary shops
Convenience Stores
Dollar Stores
E-commerce
Electronics Stores
Fish Markets

Florists and Flower Shops
Furniture Stores
General Stores
Gift Shops
Grocery Stores
Hardware Stores
Marble, Decorative Stones
Restaurant
Retail
Pop-up Shops
Vendors Event Liabilities
Wholesalers

Commercial Property Insurance 

Commercial property insurance protects your retail shop (or building, if you own it) and its contents from loss or damage. “Contents” include equipment, furniture, inventory, electronics, etc. This also includes coverage for outside fixtures like signage, fencing, trees and landscaping.

Commercial General Liability

Comprehensive commercial general liability insurance provides coverage in the event of damage or injury caused by your business’s operations or products, or when harm occurs on your premises.

Cyber Liability Insurance

Sensitive data breaches, cyber attacks, network outages and a business’s liability in these situations are all protected by cyber liability insurance.

Equipment Breakdown

Equipment breakdown insurance covers the cost of equipment repairs and replacements when physical damage and financial losses are brought on by breakdowns, including machinery, elevators, office technology, electrical, etc.

Product Liability Insurance

If one of your products is faulty or misused and causes damage to a third party, product liability insurance helps to protect your business against legal claims.

Business Interruption

When business is halted and income is lost because of a disaster, like a fire or a flood, business interruption insurance replaces the lost income. It covers physical damage, as well as operating expenses, taxes, payroll and even temporary location moves.

Cargo Floater

Cargo floater insurance protects products and equipment from loss or damage that could occur while being transported from one location to another.

You’ve Got Questions and We’ve Got Answers

Buying business insurance online can be confusing, so we work hard to make it simple.

How fast can I get a quote?

Ah, yes, the question on every business owner’s mind. We know you’ve got a lot on your plate managing your business, so making this process fast is paramount. Once you complete our brief quote form, our team will typically reach out to you within one business day and provide you with your free quote.

Are you an insurance company? Who underwrites your policies?

Boardwalk is an insurance brokerage specializing in commercial insurance. 

Like any bricks-and-mortar brokerage, we get to know you and your business’s needs (in our case, through our quick online form), and then we negotiate with our partners to find the best coverage option for your business. We work closely with leading Canadian insurers and have access to their latest commercial insurance plans. We’re also accredited with the Better Business Bureau, in case you’re wondering about that. 

Can you provide an
instant quote?

Not quite yet! But it is a feature our development team and our insurance partners are hard at work on. In the meantime, we’re here to help you find a free business insurance quote with our dedicated client support team.

Is it possible to speak with a person?

Not too fond of bots, eh? We completely understand. Endless automated telephone systems are another hassle you don’t need to deal with when working with Boardwalk. We’d be more than happy to talk with you about your commercial insurance needs. You can give us a call or message us on social media if that works better for you. We’re also available to meet in person, virtually or over-the-phone.

I already have a policy through a broker, and I’m pretty happy. Why would I change?

If you’ve found a business insurance policy that’s working for you, stick with it. But be aware that problems like improper programming, policy deficiencies and harmful exclusions can pop up at the time of a claim, and by that point, you’re paying the price for them. Boardwalk can help you get the right plan for your business’s needs before you experience an unexpected problem.

Are you guys an insurance brokerage or a tech company?

Our investors loved asking that question. Boardwalk is an insurtech company, with our roots deeply ingrained in insurance. Our founders are directly from the insurance market and have extensive commercial insurance coverage knowledge and experience. Technology is our tool to help deliver superior customer service experiences and change how business owners manage their plans and protect their lives’ work.

Where are you located?

Our head office is just north of Toronto, Ontario, but we operate and write business across Canada. 

We are licensed in the following provinces: Ontario, Alberta, Saskatchewan, British Columbia, Manitoba, Nova Scotia, Prince Edward Island, Newfoundland and New Brunswick.

I have a claim. Who do I call?

We’re resisting the urge to say “ghostbusters,” right now. 

With any insurance policy, claims typically go through your insurer, which means that most policies will have a toll-free number on them to call. You can usually find this number on the first or second page of your policy documents. But if you want us to get the ball rolling for you, we also have an internal claims department that can be reached by phone, email or by completing our claims intake form. 

Our Customers

“We are a small contracting shop and our experience with most brokers has always been that we are forgotten about once they are paid. Herb Moreira has been outstanding to deal with, calls are always answered and emails always returned. Would have no hesitation to recommend Boardwalk Insurance to anyone that prefers to be treated as a person instead of a number.”

– Greg Colbi

“Michael and his team are absolutely worth dealing with! Not only are they competitive with pricing, but the service you get is top notch. I will only use companies who understand their customers needs, and take the time to build a lasting working relationship. I have worked with Michael in the past with great success and I was happy to reconnect with him at Boardwalk Insurance. He is a true professional, he knows his business and what his clients need. He will make sure his clients have the proper policy to suit their needs every time.”

– Chris Dale

“Herb was very responsive in helping us with our insurance needs. He also demonstrated depth of knowledge about our industry that I didn’t experience with other vendors. It was an easy decision to work with Boardwalk. Highly recommend.”

– Hailey B

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