A Division of Oracle RMS

Get In Touch
Get In Touch

Commercial Insurance Built on Trust and Expertise.

Coverage that fits your business and an advisor who knows your file. Ontario-wide.

Why Boardwalk

Risk management that supports business success and continuity.

Enterprise Risk Expertise

Our senior risk consultants have 25+ years of experience in complex enterprise risk management and work with large and growing companies.

$1.9B+
Assets Protected
500+
Enterprise Clients

Global Market Access

We work with A+ rated carriers worldwide so you get access to markets and coverage that standard channels often cannot offer.

30+
Carrier Partners
24/7
Claim Support

Direct Service

You get an account manager, priority response times, and risk management that fits your business.

99.8%
Client Satisfaction
2hrs
Priority Response

Ongoing Partnership

Long-term relationships with account teams so we know your business and can help you manage risk before issues arise.

25+
Years Average
1:1
Dedicated Teams
Our Network

Trusted Partners

Backed by Canada's leading insurance carriers

Intact Insurance – Boardwalk commercial insurance carrier partner
Aviva – Boardwalk commercial insurance carrier partner
Economical Insurance – Boardwalk commercial insurance carrier partner
Northbridge – Boardwalk commercial insurance carrier partner
Wawanesa – Boardwalk commercial insurance carrier partner
Chubb – Boardwalk commercial insurance carrier partner
Unica Insurance – Boardwalk commercial insurance carrier partner
CNA – Boardwalk commercial insurance carrier partner
Travelers – Boardwalk commercial insurance carrier partner
Gore Mutual – Boardwalk commercial insurance carrier partner
Intact Insurance – Boardwalk commercial insurance carrier partner
Aviva – Boardwalk commercial insurance carrier partner
Economical Insurance – Boardwalk commercial insurance carrier partner
Northbridge – Boardwalk commercial insurance carrier partner
Wawanesa – Boardwalk commercial insurance carrier partner
Chubb – Boardwalk commercial insurance carrier partner
Unica Insurance – Boardwalk commercial insurance carrier partner
CNA – Boardwalk commercial insurance carrier partner
Travelers – Boardwalk commercial insurance carrier partner
Gore Mutual – Boardwalk commercial insurance carrier partner

Boardwalk Insurance is a RIBO - registered commercial insurance broker in Ontario and a division of Oracle RMS. We compare quotes from 30+ Canadian carriers, including Intact, Aviva, Economical, and Northbridge, and serve businesses across Canada (except Quebec).

Why We're Canada's Choice

While others rely on standard policies and automated replies, we do it differently. At Boardwalk, we build each client relationship on trust, expertise, and a real focus on your success.

Personal Service

You get an account executive who knows your business and helps put coverage in place that fits.

Industry Experience

Our team has decades of hands-on experience in construction, technology, healthcare, and professional services. We speak your industry's language and spot risks before they turn into expensive problems.

Claims Advocacy

When you need us most, we don't disappear. Our team fights alongside you during claims, ensuring fair settlements and faster resolutions. Your success is our reputation, and we protect both fiercely.

Market Access

We work with 30+ top-rated carriers, giving you access to exclusive programs and better rates you won't find elsewhere. These relationships help us get you the best coverage at prices that make sense.

Tech-Driven Solutions

We use digital tools and broker expertise so you can get quotes and paperwork done quickly, with a real person when you need one.

Transparent Partnership

No hidden fees, no surprises, no fine print. You can see what you're covered for, what it costs, and talk to decision-makers when you need to.

Boardwalk Insurance reports $1.9B+ in assets insured, 97.1% client retention, partnerships with 30+ insurance carriers, and a 5.0 average Google rating (out of 5 stars).

$1.9B+
Assets Insured
97.1%
Client Retention
30+
Carrier Partners
5.0★
Google Rating

Award-Winning Excellence

Recognized by Insurance Business Canada for our commitment to innovation and client success.

Insurance Business Canada has recognized Boardwalk with the Excellence Award (2024), Digital Innovation in a Brokerage (2023), and Fast Brokerage (2023), acknowledging same-day responsiveness, modern client workflows, and strong carrier partnerships for Ontario commercial clients.

Insurance Business Canada Awards 2024 Excellence Award

Excellence Award

Insurance Business Canada

Insurance Business Canada Awards 2023 Digital Innovation

Fast Brokerage

Insurance Business Canada

Insurance Business Canada 2023 Fast Brokerage

Digital Innovation

Insurance Business Canada

Get Started Today

Your Success Deserves
The Right Protection

Join 500+ Canadian businesses who trust Boardwalk for commercial general liability, property, professional liability, surety, and contract-ready certificates. Request a free quote online or book a call: a licensed advisor compares 30+ carriers and returns clear options, often within one business day.

Dedicated Support
Quick Response
Expert Guidance

What Our Clients Are Saying

Trusted by business leaders and executives across canada (except the Province of Quebec).

Verified Google reviews: 5.0 out of 5 stars from 69 client reviews.

5.0
69 verified reviews
Boardwalk Insurance Team
"

I go the extra mile so you and your business can keep building without losing sleep over insurance.

James Pasutto
Account Executive

Proven results that protect your business.

RIBO 3612 · Licensed in Ontario

Premier Commercial Insurance Brokerage

Boardwalk Insurance was founded in Ontario in March 2021 and serves businesses across the Greater Toronto Area and Canada (except Quebec). We are headquartered at 10 Great Gulf Dr, Suite 202, Vaughan, ON, L4K 0K7, Canada, and operate Monday to Friday, 9:00 to 18:00.

Licensed & Regulated

Boardwalk Insurance is a division of Oracle RMS, authorized under RIBO (Registered Insurance Brokers of Ontario) license 3612. We place coverage with over 30 Canadian carriers, including Intact, Aviva, Economical, and Northbridge, and were named Insurance Business Canada Excellence Award winner (2024), Digital Innovation in a Brokerage (2023), and Fast Brokerage (2023).

Fast, Contract-Ready Service

Policies can typically be bound within one business day, with certificates of insurance issued the same day. We specialize in CGL, property, E&O, cyber, builder's risk, and contract-ready certificates for contractors, trades, and SMEs.

Get Answers

Frequently Asked Questions

Common questions about Boardwalk Insurance and commercial coverage answered.

Boardwalk's quoting process is three steps: you submit basic information about your business online or by phone; a Boardwalk advisor reviews your operations and shops 30+ carriers; then we send clear, comparable quotes with no jargon and no pressure. Most clients get quotes within one business day.

Commercial general liability (CGL) covers third-party bodily injury and property damage—for example, a visitor hurt at your premises or physical damage caused by your work. Professional liability (errors and omissions) covers financial losses a client suffers from a mistake or omission in your professional services. Many Ontario businesses need both; CGL and professional liability can often be combined in a single packaged policy.

Boardwalk works with 30+ of Canada's leading commercial insurers, including Intact, Aviva, Economical, Northbridge, Wawanesa, Chubb, Travelers, CNA, Gore Mutual, and Unica. We are an independent broker, not tied to any single insurer, so we compare the market for you and find the best mix of coverage and price for your business.

A surety bond is a three-party guarantee that a contractor will fulfill contractual obligations; if the contractor defaults, the surety can compensate the project owner up to the bond limit. In Ontario, bid bonds, performance bonds, and labour and material payment bonds are often required on public sector projects and many private construction contracts. Surety is available for contractors across a wide range of contract sizes, from small jobs to large bonded projects.

Yes. Boardwalk Insurance is a RIBO-licensed broker (licence 3612) and a division of Oracle RMS, and we serve businesses in all Canadian provinces and territories except the Province of Quebec. Our advisors know the coverage and regulatory rules for each province, whether your business is in Ontario, Alberta, British Columbia, or elsewhere.

Commercial insurance in Ontario is priced from your industry, revenue, payroll, and risk factors—there is no single list price. CGL for small businesses often starts around $500-$2,500 per year, while construction and higher-risk industries may pay $3,000-$10,000+ depending on exposure. Comparing quotes from multiple carriers helps align premium and coverage with your industry, revenue, and risk factors.

Ontario contractors typically need commercial general liability (often $2M for commercial projects), commercial auto, contractors equipment coverage, and WSIB where employees are involved. Many project owners also require builder's risk, umbrella liability, and surety bonds depending on contract size. Once coverage is bound, certificates of insurance can usually be issued the same business day.

Directors and officers (D&O) insurance covers the personal liability of company executives and board members for decisions made in their corporate roles. In Canada, D&O is typically required by investors, lenders, and boards as a condition of serving as a director or officer. It covers defence costs, settlements, and judgments arising from allegations of mismanagement, breach of fiduciary duty, or regulatory non-compliance. It does not cover fraud or intentional illegal acts.

Cyber liability insurance covers costs arising from a data breach or cyberattack, including forensic investigation, breach notification to affected individuals, credit monitoring, regulatory fines, legal defence, and third-party claims from clients whose data was compromised. In Canada, businesses subject to PIPEDA or provincial privacy legislation face mandatory breach reporting obligations, making cyber coverage particularly relevant for companies handling personal or financial data.

Errors and omissions (E&O) insurance, also called professional liability insurance, covers claims that a professional's advice, design, or service caused a client financial loss. In Ontario, E&O is commonly required for engineers, architects, consultants, IT service providers, accountants, insurance brokers, and real estate professionals. Some regulated professions require it by law; others require it as a condition of contracts with clients or government bodies.

Boardwalk Insurance is a commercial property and casualty insurance brokerage and a division of Oracle RMS Insurance Risk Management Services. It is licensed by the Registered Insurance Brokers of Ontario (RIBO) under licence number 3612. The brokerage was founded in March 2021. Headquarters: 10 Great Gulf Dr, Suite 202, Vaughan, ON, L4K 0K7, Canada. Boardwalk places coverage with more than 30 Canadian insurers. Product lines include commercial general liability, commercial property, business interruption, professional liability (errors and omissions), cyber liability, directors and officers, commercial auto and fleet, builder's risk, surety bonds, and related commercial lines. Service area: all Canadian provinces and territories except Quebec; Ontario is the primary region. Operating metrics reported on this site include more than $1.9 billion in assets insured, over 500 commercial clients, and 97.1% client retention.

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Expert insights and practical advice to protect your business.

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