Dedicated Insurance Advisors
Work directly with licensed Ohio insurance professionals who understand your industry and local market
Contractor Insurance
Comprehensive contractor coverage designed for Ohio and Ohio independent contractors. Protect your business, safeguard your tools, and ensure liability coverage in Columbus, Ohio, and across canada (except the Province of Quebec).
5/5
65+ Reviews
15+
Years Experience
100%
Canadian Coverage
24/7
Claims Support
Protection You Can Trust
What is Contractor Insurance?
Contractor insurance protects your business from liability claims, tool theft, and job-related risks so you can work confidently across Ohio.
Professional Liability
Protection against claims of negligence or professional errors.
General Liability
Coverage for property damage and bodily injury claims.
Tools & Equipment
Protection for contractor tools, equipment, and machinery.
Commercial Auto
Coverage for work vehicles and transportation risks.
Trade-Specific Options
Specialty Contractor Insurance Programs
Each trade has different risk exposure. Explore dedicated pages with coverage highlights, real-world examples, and common requirements.
Built For You
Who Needs Contractor Insurance?
Protection for all types of independent contractors and tradespeople across canada (except the Province of Quebec).
Independent Contractors
Self-employed professionals providing services on a project basis for commercial and residential clients.
Tradespeople
Electricians, plumbers, HVAC technicians, carpenters, and skilled trade professionals working on-site.
Service Providers
Landscaping, cleaning, maintenance, and property services with frequent exposure to third-party property.
Specialty Contractors
Specialized contractors with higher-risk work or contract requirements for certificates of insurance.
Our Network
Trusted Partners
Backed by Canada's leading insurance carriers
Quick Turnaround Quotes • Compare Top Carriers
Don't Risk Your Contracting Business
Get contractor insurance coverage from top-rated carriers. Compare quotes and get proof of insurance fast.
No Obligation
30+ Carriers
5/5 Rating
Fast Quotes
Complete Coverage
What Contractor Insurance Covers
Comprehensive protection for key risks contractors face every day.
General Liability (CGL)
Coverage for bodily injury and property damage claims related to your operations.
- Third-party bodily injury
- Property damage coverage
- Legal defense costs
- Completed operations
Tools & Equipment
Protect your tools and equipment against theft, damage, and loss (where covered).
- Tool theft protection
- On-site and off-site coverage options
- In-transit protection
- Equipment breakdown options
Commercial Auto
Coverage for work vehicles used to transport tools, materials, or staff.
- Collision and comprehensive
- Third-party liability
- Rental vehicle options
- Uninsured/underinsured options
Professional / E&O (When Needed)
For contractors offering design, consulting, or project management services.
- Errors and omissions claims
- Professional negligence
- Project advisory exposure
- Contract dispute support
Simple Process
How to Get Covered
Get a contractor insurance quote in three steps.
1
Request a Quote
Tell us your trade, revenue, and job types so we can match you to the right coverage.
2
Compare Options
We shop multiple Canadian insurers to find the best fit for your work and contracts.
3
Get Proof of Insurance
Purchase coverage and receive your certificate of insurance quickly for job sites.
Know Your Risks
Common Contractor Risks
These are some of the most common claim scenarios for contractors.
Property Damage
Accidental damage to client property during work can lead to expensive repair claims.
Example: A contractor drills into a pipe and causes water damage inside a finished basement.
Third-Party Injury
Slip/trip hazards at job sites can cause injuries and liability claims.
Example: A visitor trips over materials left near an entrance and files a claim.
Tool Theft
Tools are frequently stolen from vehicles, job sites, and storage units.
Example: $10,000 worth of equipment is stolen overnight from a work van.
Vehicle Accidents
Driving between jobs increases exposure to collisions, damage, and liability lawsuits.
Example: A work truck rear-ends another vehicle while transporting materials to a job site.
Get Answers
Frequently Asked Questions
Common questions about Contractor Insurance coverage answered.
Contractor Insurance provides specialized coverage for independent contractors, protecting against liability claims, equipment damage, and business interruption.
Independent contractors, tradespeople, service providers, and self-employed professionals need this coverage to protect their business.
It covers general liability, professional liability, tools and equipment, commercial auto, and business interruption.
Coverage limits depend on your trade, project size, and client requirements. Most contractors need $1-2 million in general liability.
Common risks include property damage, bodily injury, professional errors, equipment theft, and business interruption.
Protect Your Contracting Business Today
Get covered, get your certificate fast, and stay compliant on job sites across canada (except the Province of Quebec). across canada (except the Province of Quebec)
Why Boardwalk Insurance
Competitive Insurance Rates
Access to multiple A-rated carriers means better pricing and coverage options for Columbus businesses
Quick Quote Turnaround
Get insurance quotes fast with same-day response and coverage when your business needs it most
Claims Support & Advocacy
We advocate for you throughout the entire insurance claims process — your success is our priority
