Dedicated Insurance Advisors
Work directly with licensed Ontario insurance professionals who understand your industry and local market
Builder's Risk Insurance
Essential protection for Ontario construction projects. Shield your construction site, materials, and equipment from damage, theft, and weather-related losses with comprehensive builder's risk coverage in Vaughan, Ontario, and across canada (except the Province of Quebec).
5/5
69+ Reviews
15+
Years Experience
24/7
Claims Support
100%
Canadian Coverage
Construction Protection
What Is Builder's Risk Insurance?
Builder's Risk Insurance protects Ontario construction projects from damage to buildings, materials, and equipment during construction. It covers losses from fire, theft, vandalism, weather events, and other construction-related risks.
Construction Site Protection
Covers damage to buildings under construction, including materials, equipment, and temporary structures on the job site.
Equipment & Materials
Protects construction equipment, tools, and building materials from theft, damage, and weather-related losses.
Construction Coverage
Who Needs Builder's Risk Insurance?
Any Ontario construction project needs builder's risk protection. The coverage is essential for all parties involved in construction in the Greater Toronto Area.
General Contractors
Subcontractors
Property Developers
Home Builders
Commercial Builders
Renovation Contractors
Infrastructure Projects
Industrial Construction
Property Owners
Construction Managers
Architects & Engineers
All Construction Projects
Our Network
Trusted Partners
Backed by Canada's leading insurance carriers
Boardwalk Insurance is a RIBO-registered commercial insurance broker in Ontario and a division of Oracle RMS. We compare quotes from 30+ Canadian carriers, including Intact, Aviva, Economical, and Northbridge, and serve businesses across Canada (except Quebec).
Quick Turnaround Quotes • Compare Top Carriers
Protect Your Construction Project Today
Secure comprehensive builder's risk coverage for your construction project with Boardwalk Insurance.
No Obligation
30+ Carriers
5/5 Rating
Fast Quotes
Key Advantages
Key Benefits
Builder's Risk Insurance provides essential protection for your construction project and peace of mind for your future.
Construction Site Protection
Comprehensive coverage for buildings under construction and job site materials.
Fire & Weather Damage
Protection against fire, explosion, and weather-related damage to construction projects.
Theft & Vandalism
Coverage for stolen or vandalized construction materials, equipment, and tools.
Construction Delays
Coverage for additional expenses due to construction delays and interruptions.
Complete Coverage
What Does Builder's Risk Insurance Cover?
Comprehensive protection against the most common construction risks and their financial consequences.
Fire & Explosion
Coverage for damage caused by fire, explosion, and smoke damage to construction projects.
- Building damage
- Material loss
- Equipment damage
- Cleanup costs
Weather Events
Protection against damage from wind, hail, lightning, and other weather-related events.
- Wind damage
- Hail damage
- Lightning strikes
- Storm damage
Theft & Vandalism
Coverage for stolen or vandalized construction materials, equipment, and tools.
- Material theft
- Equipment theft
- Vandalism damage
- Security costs
Equipment & Tools
Protection for construction equipment, tools, and machinery on the job site.
- Equipment damage
- Tool replacement
- Machinery repair
- Rental equipment
Building Materials
Coverage for damage to building materials, supplies, and components.
- Material damage
- Supply replacement
- Component loss
- Storage protection
Construction Delays
Coverage for additional expenses due to construction delays and interruptions.
- Extended overhead
- Additional expenses
- Project delays
- Contract penalties
Risk Awareness
Common Construction Risks
Understanding the types of risks builder's risk insurance protects against helps you assess your coverage needs.
Fire & Explosion
Construction sites are vulnerable to fires from welding, electrical work, and flammable materials.
Example: A welding spark ignites nearby materials, causing significant damage to the partially completed structure.
Weather Damage
Construction sites are exposed to weather elements that can damage materials and structures.
Example: High winds damage scaffolding and partially completed walls, causing project delays.
Theft & Vandalism
Construction sites are targets for theft of valuable materials and equipment.
Example: Copper wiring and expensive tools are stolen from the job site overnight.
Equipment Failure
Construction equipment can malfunction or be damaged, causing project delays.
Example: A crane collapses, damaging the building structure and causing significant delays.
Get Answers
Frequently Asked Questions
Common questions about Builder's Risk Insurance coverage.
Builder's Risk Insurance protects construction projects from damage to buildings, materials, and equipment during construction. It covers losses from fire, theft, vandalism, weather events, and other construction-related risks.
Any construction project needs builder's risk protection. This includes general contractors, subcontractors, property developers, home builders, and all parties involved in construction projects.
Builder's risk insurance covers fire and explosion damage, weather events, theft and vandalism, equipment and tools, building materials, and construction delays.
Coverage limits should equal the total completed value of the project, including materials, labor, and overhead. This ensures full protection for your construction investment.
Coverage typically starts when construction begins and ends when the project is completed and occupied, or when the policy expires, whichever comes first.
Secure Your Construction Project Today
Get comprehensive builder's risk coverage for your construction project with Boardwalk Insurance. across canada (except the Province of Quebec)
Get a free Quote
Book Meeting
Secure connection
Why Boardwalk Insurance
Competitive Insurance Rates
Access to multiple A-rated carriers means better pricing and coverage options for Vaughan businesses
Quick Quote Turnaround
Get insurance quotes fast with same-day response and coverage when your business needs it most
Claims Support & Advocacy
We advocate for you throughout the entire insurance claims process — your success is our priority
